I taught Money & Banking and International Finance several times, 
and I converted my lecture notes into a textbook. Consequently, 
instructors can use this textbook for courses in Money & Banking, or
 International Finance or some hybrid in between them. Furthermore, 
financial analysts and economists could refer to this book as a study 
guide because this book contains concise information, and all facts and 
analysis are straight to the point, explaining how governments and 
central banks influence the exchange rates, the interest rates, and 
currency flows. The Financial Crisis severely impacted the world’s 
financial markets that are still felt in 2013. I included many examples 
from the 2008 Financial Crisis, when many U.S. banks and financial 
institutions teetered on bankruptcy. Unfortunately, the financial crisis
 has not ended, and it might continue affecting the world’s economies 
and financial markets for some time.